Tuesday, March 4, 2014

Consumption and Savings

Consumption
-Household spending
-The ability to consume is constrained by
          -The amount of disposable income
          -The propensity to save
-Do households consume if DI = 0?
          -Autonomous consumption
          -Dissaving

Saving
-Household NOT spending
-The ability to save is constrained by
          -The amount of disposable income
-The propensity to consume
          -Do households save if DI = 0?
               -No

APC & APS (Average Propensity to Consume & Average Propensity to Save)
-APC + APS = 1
-1 – APC = APS
-1 – APS = APC
-APC > 1 = Dissaver
-–APS = Dissaver


MPC & MPS
-Marginal Propensity to Consume
          -Change in consumption / change in disposable income
          -% of every extra dollar earned that is spent
-Marginal Propensity to Save
          -Change in saving / change in disposable income
          -% of every extra dollar earned that is saved
          -MPC + MPS = 1
          -1 – MPC = MPS
          -1 – MPS = MPC

Determinants of C & S
-Wealth
-Expectation
-Household Debt
-Taxes

MPC, MPS & Multipliers
-The Spending Multiplier Effect
          -An initial change in spending (C, IG, G, Xn) causes a large change in aggregate spending or
           Aggregate Demand (AD).
          -Multiplier = change in AD / change in spending
          -Multiplier = change in AD / change in C, I, G, or Xn
          -Why does it happen?
               -Expenditures and income flow continuously which sets off a spending increase in the economy.
  
Calculating the Spending Multiplier
-The spending multiplier can be calculated from the MPC or the MPS
-Multiplier = 1/1-MPC or 1/MPS
-Multipliers are (+) when there is an increase in spending and (-) when there is a decrease

Calculating the Tax Multiplier
-When the government taxes, the multiplier works in reverse
-Why?
          -Because now money is leaving the circular flow
-Tax Multiplier (note: it’s negative)
          -= -MPC / 1-MPC or –MPC / MPS

-If there is a tax cut, then the multiplier is +, because there is now, more money in the circular flow

1 comment:

  1. Love your background. Your notes are easy to follow and find. But what would tie it all together would be some videos. Also some example problems for Tax multiplier

    ReplyDelete